Your household dependents, meaning of children in a non working spouse, must have health coverage. But you employer does not have to contribute to the cost of the coverage. In what is considered by many to be a drafting error, the authors of the law did not clearly state that dependents are eligible to enroll in coverage on their state insurance exchange when the household breadwinner has individual coverage through an employer but not coverage for dependents. Interested parties have urged the Obama administration to resolve this issue in 2013.

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