Aflac group disability insurance offers essential income replacement benefits that help protect employees from loss of income due to a disabling sickness or injury.
It happens more than most people imagine. A disabling sickness or injury can leave a wage earner out of work and out of options.
Group Disability Insurance
Aflac group disability insurance is guaranteed-issue based on state. All active, full-time employees ages 18–69 qualify for coverage without underwriting screening (subject to income requirements). Coverage is available during initial enrollment when the 10% participation requirement is met. To offer the plan, a participation requirement of 25 payors must be met as well, but it may not be guaranteed-issue.
Benefits, age, availability, etc. vary by state.
To have an agent contact you about providing Disability Insurance to your employees, please fill out the form below.